Choosing a Rocky Mountain Real Estate professional to assist with a real estate purchase is, perhaps, the most important decision you will make when buying property. We want you to know the value of working with us.
It is our idea to assist with the transactional process, helping you through every step. However, no matter which agent you choose, these simple tips will help you find and purchase the home of your dreams more quickly and efficiently. If you're a first-time buyer you can find more information here.
Before you shop:
If you are looking to buy a home or property in Idaho, you may find the perfect home quicker than expected if you follow these basic guidelines.
Be an informed consumer. We have trusted lenders, who will give you confidence to know what you can afford. As well as teach the financing basics and know how to shop for the home loan that's right for you. Learn as much as you can about financing, and search for loans that you can afford.
Get pre-approved. It's always good to know how much money your can spend before you start looking, it narrows down the search. This task is important and simple to complete. It allows you to budget for a property that fits your lifestyle.
Know what you want. The last thing you need is to buy that home and realize you bought a house you don't want. Ask yourself what you're looking for in a home, before you shop. Think about size, commute time, neighborhood, and necessary repairs. Get acquainted to the area and find the best neighborhood in the Burley, Rupert, Paul and Heyburn areas for you.
Keep your debt load to a minimum. Making major purchases or incurring additional debt before your purchase could reduce the amount you can spend on a house. It's wise to pay off credit cards and not apply for new ones. Remember, financial institutions evaluate your financial situation on your gross monthly income. Your total monthly house costs should not exceed 28 percent of your gross monthly income.
Be prepared to view new properties quickly. With less than a 100 house on the market, homes sell quickly right now, act fast to look at a possible home and quick to write an offer. Have your agent on task looking and be ready to make fast decisions.
Your Rocky Mountain Real Estate agent. Will keep in instant communication with you, making a difference in purchasing the property of your choice. Our team of Rocky Mountain Real Estate experts are prepared and thrilled to find the perfect home for you. They can sell you a property listed with any company in Idaho. Call them now for personal care Contact Us
Before you buy:
A strong, competitive offer. A key factor when attempting to purchase a house is submitting an offer that is both appealing to the owner and also within your means. A competitive offer will bring more attention to you as a buyer. It’s best to get advice from your Rocky Mountain Real Estate agent. Our Rocky Mountain Real Estate Agents have current market knowledge and are more than happy to help you come up with an offer that will get noticed.
Include a substantial earnest money deposit. Earnest Money is part of your down payment on a home. Sometimes offers are accepted based on the amount of the deposit. The greater amount of money included in the money deposit, the more likely your offer will be chosen.
Try to minimize the number of contingencies. A contingency is something that has to happen before the sale can be closed. Fewer unexpected events will mean a stronger offer. Try to remain as consistent as humanly possible. Our real estate agents will joyfully assist you in deciding which contingencies are worth keeping.
Hire an inspector. A professional building inspector will inspect a house, so there won't be any surprizes after closing!
Check zoning regulations and covenants. Your Rocky Mountain Real Estate agent will provide the information on zoning. Read any restrictive covenants and make sure they fit your lifestyle.
Make sure you know what stays or goes. Your contract should be very specific about which items (appliances, etc) are included in the sale.Our agents will happily go over your contract with you and identify the items that are included in your home purchase.
Get agreements in writing. Make sure that certain verbal agreements are written into the final contract to avoid any stressful and expensive issues later.